Should I Buy A Van or Car For My Business?

If you’re in need of a vehicle for work, then it’s important to consider what is best, whether that’s a car or van. Whilst a car might seem the obvious choice, vans can actually be much more practical and more and more businesses are opting for them. It’s important to consider whether a vehicle is being used solely for business use or a hybrid of business and personal; but that shouldn’t put you off buying a van. Vans are flexible vehicles that are great for both personal and business use and they come with all of the same comforts and mod cons that cars do as well.

Whether you’re a printer, retail business, or something else, a van will ultimately end up being more practical than a car. From additional space to always having large transportation, you’ll be able to easily move items from A to B without having to rely on a third party. Many vans also come with the option of removable seats, which means if you need to transport people they can easily be added in or removed. If you think a van is the more practical option for you, then the next thing to consider is whether you can afford one and actually drive one.

Vans come in all shapes and sizes and it’s important to ensure you are choosing the right option for you. From what you’ll be using it for to what you’ll be transporting and a number of other things, you’ll need to carefully consider the usage before choosing your van. When choosing a van, some of the things you should consider are:

• Insurance Group – Similar to cars, you will need to consider your insurance group to ensure the van is affordable to drive.
• Usage – From the items you’ll be transporting to who’ll be driving it, you need to carefully consider usage to ensure you choose the best option for you.
• Access – Whether you’re transporting people or goods, you’ll need to consider what type of access you’ll need whether it’s side or rear.
• Loading – Vehicles in the UK have a plated weight, which handles the overall load capacity and you’ll need to estimate what you’ll be moving to ensure you meet these regulations.

Just like car insurance, van insurance works the same way. From who’ll be driving it to the engine size and many other things, there are a number of factors which decide how much van insurance will be. The usage of the vehicle will also affect your van insurance quote and taxi companies or couriers will likely see higher insurance quotes due to the vehicle being on the road more often. Some of the things you can do to help reduce the insurance are:

• Application – Insurance companies like it when you look responsible, so if you know you’re definitely going to be buying a particular van, then make sure you apply for insurance at least 3 weeks before.
• Smaller – The same as cars, the smaller the engine size and the less horsepower it has, the cheaper the vehicle will be to insure.
• Mileage – The less the van will be on the road and the less miles declared, the cheaper the vehicle will be to insure.
• Security – Adding locks, immobilisers and additional alarm features and declaring these on your insurance will help to reduce the overall premium.
• Used – As long is the van is in good shape and has relatively low mileage, a used vehicle could be the better option as these are generally cheaper to insure, as if anything does go wrong, the insurance company won’t have to pay out as much.